Risk Factors

Cautionary Notice Regarding Forward-Looking Statements (FLS)

This web site may contain forward-looking statements that are intended to enhance the reader’s ability to assess Liberty Mutual Group’s future financial and business performance. Forward-looking statements include, but are not limited to, statements that represent Liberty Mutual Group’s beliefs concerning future operations, strategies, financial results or other developments, and contain words and phrases such as “may,” “expects,” “should,” “believes,” “anticipates,” “estimates,” “intends” or similar expressions. Because these forward-looking statements are based on estimates and assumptions that are subject to significant business, economic and competitive uncertainties, many of which are beyond Liberty Mutual Group’s control or are subject to change, actual results could be materially different.

Such forward-looking statements should be regarded solely as Liberty Mutual Group’s current plans, estimates and beliefs. Liberty Mutual Group does not intend, and does not undertake, any obligation to update any forward-looking statements to reflect future events or circumstances after the date of such statements.

Please refer to Risk Factors below for a discussion of the various factors that could cause an adverse effect on the business, operations and financial condition of the Liberty Mutual Group.

Liberty Mutual Group Risk Factors